The Team Behind EP Finance

At EP Finance, we believe that successful financial solutions are built on trust, expertise, and personal connection. With a reputation for excellence and integrity, our dedicated team combines decades of experience in the financial services industry with a people-first approach. We’re proud to have supported hundreds of businesses and individuals in securing the finance they need whether it's for growth, recovery, or opportunity.

Built on strong values and driven by results, EP Finance has become a trusted partner for businesses across the UK. Every client we work with receives tailored, strategic advice designed to support their unique needs. Behind every solution is a team that genuinely cares and it all began with one man’s vision.

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Unsecured Loans

• VAT & TAX Funding

• Debt Consolidation

• Cash Flow Finance

• Asset Finance

• Equipment Finance

• Vehicle Finance

• Commercial Finance

• Bridging Loans

• Unsecured Loans • VAT & TAX Funding • Debt Consolidation • Cash Flow Finance • Asset Finance • Equipment Finance • Vehicle Finance • Commercial Finance • Bridging Loans •

Our Team

Rishi Patel - Founder & Director

With over 15 years of experience in financial services, Rishi founded EP Finance in 2015 after a successful career as a corporate underwriter. Driven by a passion for helping people over processes, he launched the business from a coffee shop with a clear mission: to deliver client-first financial solutions backed by integrity and expertise.

Since then, Rishi has grown EP Finance into a respected brokerage known for exceptional service, a close-knit team culture, and trusted results. Under his leadership, the firm has arranged over £100 million in debt solutions, helped over 100 clients avoid repossession, and maintained a flawless FCA compliance record.

EP Finance is now a close-knit, highly trusted team many of whom are long-time friends, united by shared values and a passion for helping clients secure the financial solutions they need to grow, recover, or take the next step.

Today, Rishi continues to lead EP Finance with the same passion and integrity that started it all. His goal remains unchanged: to empower clients through smart, tailored finance solutions backed by exceptional service.

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Financial Solutions You Can Trust

Client Centric

Our commitment to understanding each client's unique needs and using our panel of over 150 lenders to get the best options
Transparency & Trust

Honesty, transparency and ethical practices are the key to a good working business relationship. We will guide you throughout the process ensuring you are always in the loop
Streamlines Application

Our job is to take the stress away from you. Our process is designed to ensure that we can obtain your financial requirements without disturbing the growth of your business
Continued Support

We are always here for you. We will offer continuous support during and after the process.