
Starting a Food Truck Business - Your Essential Guide
Over the past decade, food trucks have transformed from a niche concept to one of the most popular and profitable small business ideas. The UK street food scene is thriving, with more aspiring entrepreneurs choosing mobile catering as a lower-cost, lower-risk alternative to opening a traditional restaurant. With the flexibility to experiment with different locations and menus, a food truck is often the first step toward launching a permanent food business.
Why Start a Food Truck? Many successful restaurant owners started their journey with a food truck. Operating a mobile kitchen allows you to test your concept, refine your dishes, and build a loyal customer base before committing to the costs of a brick-and-mortar location. It also offers the freedom to move to high-traffic areas and attend events, festivals, and markets to maximize your sales potential.
How Much Does It Cost to Start a Food Truck? While starting a food truck is generally more affordable than opening a restaurant, there are still several expenses to consider:
Food Truck: £1,000–£50,000 (depending on the vehicle condition and setup)
Licences, Permits & Certificates: Approximately £600
Initial Food Inventory: Typically 30% to 40% of your expected food sale price
Serveware (plates, cutlery, packaging): £250
Fuel & Maintenance: Varies based on vehicle condition and usage
Insurance: Costs depend on your policy and coverage needs
Essential Licences and Permits To legally operate your food truck, you’ll need to secure the appropriate licences and certificates:
Food Business Registration: Required for each local authority where you plan to trade (register at least 28 days in advance).
Food Premises Approval: If handling meat, fish, eggs, or dairy, an inspection is required by the council (costs around £395).
Street Trading Licence: Fees vary depending on the location (e.g., free in Margate, from £54 in Haringey).
Commercial Gas Safety Certificate: Required if using gas appliances (starts at £150 per appliance).
Food Hygiene Certificate: While not legally mandatory, it demonstrates food safety knowledge and is highly recommended.
Maximising Efficiency and Profits Once your food truck is operational, efficiency is key to boosting profits. Investing in technology, such as modern payment systems and sales tracking software, can streamline your operations. Data insights can help you better understand your customers and refine your offerings. According to the Square Future of Commerce report, 39% of restaurant owners are using data to stay competitive.
Get Financial Support for Your Food Truck Starting a food truck business can be exciting but also financially demanding. At EP Finance, we offer tailored financing solutions to help you get your food truck business on the road. Whether you need funding for your vehicle, equipment, or working capital, our team of experts can find the right solution for you.
Explore our case studies, blogs, and success stories to see how we’ve helped food businesses grow. Contact us today to discuss your financing needs and get your food truck journey started.
Finance Solutions To Support Your Food Truck Business.
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Restaurant Loans
Fuel Your Growth with Flexible Funding – Secure a traditional business loan to cover everything from opening costs to daily operations.
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Secure Your Vehicle
Get your food truck business moving with our flexible vehicle finance options, helping you secure the right van or custom-built truck without the upfront cost.
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Equipment Finance
Get the Tools You Need Without the Upfront Cost - Spread the cost of essential kitchen equipment and keep your cash flow healthy.
Restaurant Finance Success Stories
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Asset Finance Turns Vision into Reality
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Cash Flow Support Helps Hotel Thrive
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Merchant Cash Advance Fuels Growth
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Asset Finance Supports the Launch
Let’s Talk About Your Food Truck Finance Needs
Whether you're launching a food truck for the first time, expanding your current business, or looking to invest in new equipment or premises, the right financial support is key to your success. Our team at EP Finance specialises in creating tailored funding solutions for the hospitality sector.
Get in touch today for a no-obligation chat about how we can support your mobile food business’ growth and stability with finance options built around your bespoke requirements. Fill out the form below, and one of our friendly experts will get back to you.